As we have been explaining recently, car insurance is not an easy thing to navigate. You can’t blame insurers for wanting to keep their existing customers, by ensuring it is not that straightforward to compare prices from one year to the next. It is therefore up to the individuals concerned to do their own research.
Most people would agree, they’d prefer it if insurance providers made the situation clearer as to how much the price has changed since their last renewal – with documents often hard to make out.
With only about half of drivers using price comparison sites to find the cheapest car insurance for them, this could be where the issue lies. It is best to not assume the renewal premium will be competitive. Our advice is to look around first, even if you do ultimately choose to auto-renew your policy.