In the past women have widely been regarded as being the safest group to insure. This is why insurers have recognised this and have altered their premiums accordingly. However, last December, the European courts ruled that insurers were not permitted to take gender into account when setting their prices.
This now means that despite the fact that women are less likely to claim on their insurance due to dangerous driving, female drivers can expect to have to pay higher premiums than they have become accustomed to.
Whatever the rights and wrongs of this, women will have to look around for their insurance from now on in order to get the best deal for their situation. There are a number of price comparison sites that give a wide variety of quotes on car insurance for both sexes.